A shop insurance policy covers the following:
- Your Premises – Buildings Rebuilding costs / Re-instatement Value
- Your fixtures and fittings including
- Business equipment
- Electronic Office and Computer Equipment
- Electronic tills and Scales
- Tenants improvements costs
- Your stock
- Including Seasonal increases in stock value
- Goods held in trust by you for your clients
- Shop Front Glass
- Money on Premises or while in transit to the Bank
- Personal Accident & Assault
- Goods in transit – for example collecting your goods from Cash & Carry
- Business Interruption – 12 Months
- Loss of Liquor Licence
- Legal Expenses
- Employers Liability (Work related accident / injury claims )
- Public Liability / Customers – Trip & Slip incidents
- Products Liability (Products that you sell may cause injury to customers)
- Treatment Risks
We have special rates for the following shops:
Shop insurance cover is a great idea because even though you have to pay the premiums, it is cheaper than having to make payments to compensate someone for personal damage, injury or out of pocket expenses or rebuilding your premises after a fire. So protect yourself by obtaining an instant quote and then buying cover online !