Pharmacists Insurance

Retail chemists and / pharmacies are often busy people and have lots of things to look after and worry about. Our quotation system makes it easy for them to obtain an instant quotation for their retail outlets. The quotes are available on a free no obligation basis 24/7. The quotes can be tailored to their needs at a time to suit them and it covers all their prized assets be it the shop buildings & contents or the shop contents on it’s own.

Some optional covers you may need as an owner of a Pharmacy shop:

  • Equipment Breakdown – If you rely on computers and other specialized equipment to obtain details about your customer’s medications and illnesses, then the break down of such equipment will cause interruption to your business and you will lose income until it is repaired.
  • Electronic Data – this is crucial to the success of modern day pharmacy. If your software, be it medical or customer data is corrupted it is expensive to re-instate and you can add this to your policy.
  • Chilled /Refrigerated Drugs: You may wish to add this cover to guard against the financial loss if your fridge breaks down or the power is accidentally switched off. Insurance covers damage to refrigerated drugs.
  • Directors’ and Officers’ Liability insurance – covers the cost of compensation to a customer if a claim is made against one of your business directors or other staff as a result of your company’s activities.
  • Legal expenses insurance pays for the following costs:
    • legal fees and tribunal awards in respect of employment disputes
    • legal fees in respect of property disputes/data protection investigations
    • professional fees associated with HMC&E investigations
    • costs of defending criminal prosecution
    • unrecoverable wages as a result of jury service
  • Goods in Transit insurance
    Goods in Transit insurance pays for goods that are lost, stolen or damaged while they are being moved in your vehicle or by a carrier up to an agreed value.
  • All risks – Provides cover for the physical loss or damage to your equipment such as a laptop which you use away from your premises anywhere in the uk.

To get an instant tailored policy to cover your needs.

If you require information then please call us on 0121 6289494 (9:00-5:00 PM Mon – Friday or send Email: